New Flagler Beach business WIN Mortgage celebrates grand opening

Rick and Jennifer Vaders, Flagler Beach residents launched WIN in October. Owner Rick Vaders has 10 years of experience in the mortgage industry.

The WIN Mortgage team with Flagler Beach Mayor Suzie Johnston. Photo by Sierra Williams
The WIN Mortgage team with Flagler Beach Mayor Suzie Johnston. Photo by Sierra Williams
  • Palm Coast Observer
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After 10 years in the industry, mortgage broker Rick has decided to open his own mortgage company.

Vaders and his wife Jennifer launched WIN Mortgage together in September 2023 and on Feb. 29, the two celebrated the grand opening of WIN's first location at 316 S. Ocean Shore Boulevard with a ribbon cutting ceremony. The store front, located next to the Waffle Cone Ice Cream shop, was filled with local residents supporting the new business. 

Rick Vaders said the support from the community was "humbling."

"For everybody to be out here and support us — you get emotional," he said. "It's really crazy. The fact that people take time out of their day to [support us.]"

The Vaders have been in Flagler Beach since 2009. Jennifer Vaders said they love the Flagler Beach community.

"We're for local, buy local, and we just love being a part of Flagler," she said.

Flagler Beach Mayor Suzie Johnston cut the ribbon for the grand opening. She said she has known the Vaders for years, and the two are an active part of the Flagler Beach community.

"Seeing WIN mortgage win in the industry is important," she said. "To see [Rick Vaders] step out and start his own company— it's exciting for those that have already done business with him to now be able to take see him take his business to the next level."

Including Rick Vaders, WIN Mortgage has five total brokers to help residents with their home loans, including refinancing options. The other loan officers are Thomas Stickels, Stephen Swarner, Danielle Desousa and Medjine Kulesa, according to WIN's website, but WIN is continuing to expand its office staff, Jennifer Vaders said.

Rick Vaders said, regardless of where, residents should support their local lending businesses.

"By coming to us over, say, a ... big box lender," he said, "you're supporting a local business, who's going to give back to the community."


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